Stamp duty and registration calculator
Stamp duty is paid to the state when the sale deed is registered, and it is set by the state — not nationally. Pick the state your property is in, then check the rate against the current notification.
Duty is charged on the higher of the transaction value and the government circle rate.
- Stamp duty at %
- Registration at %, capped at
- Total to the state
Check the current rate. These rates are commonly quoted starting points, not facts. They change with state notifications and differ by gender of buyer and by urban or rural location. Confirm the current figure on the state revenue portal or with your advocate, and edit the field before relying on the result.
Why the state matters
Stamp duty is a state subject. A property in Gurugram is charged under Haryana's schedule; one in Noida under Uttar Pradesh's. The rates differ, the registration fee cap differs, and both change with state notifications. Using one state's figure for another produces a confidently wrong number.
Why the rate differs by buyer
Several states set a lower rate where the buyer is a woman, and an intermediate rate for joint male-female ownership. On a crore-scale purchase that difference is usually a seven-figure sum, so it is worth deciding ownership structure deliberately rather than by default.
Circle rate versus transaction value
Duty is charged on whichever is higher. If you agree a price below the government circle rate for that sector, you still pay duty on the circle rate — and the difference can attract income tax consequences for both sides.
What this does not include
- Builder transfer charges on an under-construction unit — a separate calculation
- Advocate and documentation fees
- Brokerage
- Any pending dues on the unit that you agree to clear